Comprehensive Consulting

Our expert employee benefit consultants provide strategic insight and consultation to school administrators and employee groups. Your SET SEG consultant will guide your district in developing a strategic plan, comparing various carrier and plan design options and facilitating compliance with state and federal regulations affecting health insurance.

Continuous education and careful planning will position your school district to offer the highest value options to your employees as they bear an increasing share of their medical costs. This service provides your business office peace of mind by helping the district avoid costly assessments.

BENEFIT STRATEGY DEVELOPMENT

  • Clarification of values, principles, and preferences shaping benefit strategy
  • Support through collective bargaining process
  • Evaluation of various funding approaches – insured, self-funded, hybrid
  • Analysis of claim trends and plan utilization incentives and disincentives
  • Review of national trends and emerging innovations

COMPETITIVE BIDDING PROCESS

  • Objective evaluation of various medical, dental, vision, life, and disability carriers and administrators
  • Coordination of rate negotiation, district advocacy, and carrier presentations
  • Cafeteria plan setup to include high, medium, and low cost options for employees

EMPLOYEE EDUCATION AND SUPPORT

  • Healthcare economics education for employees, including “Health Insurance 101”
  • Facilitation of employee task forces and committees tasked with evaluating options
  • Communication to support integration of district strategy with employee reality

OPEN ENROLLMENT SUPPORT

  • Annual support to explain insurance options and changes to employees
  • Preparation of materials including benefit summaries, FAQs, required notices

STATE AND FEDERAL COMPLIANCE SUPPORT

  • Annual “Compliance Assessment” to evaluate compliance gaps
  • Access to legal liaison attorney to support compliance efforts
  • Limited email notifications to highlight specific compliance actions required